3. Gather Evidence.
Presenting as prepared and organized as possible will only increase the value of your claim. That statement especially applies here.
a. Photograph your car, your injuries, and the accident scene.
b. Obtain copies of all your medical records and bills;
c. Talk to eyewitnesses and get written statements if possible;
d. Obtain police report, with sketch of accident;
e. Obtain documents that support any lost wages. These could be W-2’s, pay-stubs, or a letter from an employer;
4. Write a Demand Letter.
This is a formal letter that sets out your entire claim, along with all the documents above that support it. Take your time and make it neat. Use tabs and keep it well-organized. You letter should include the following topics: your demand; a summary of the accident; photographs; a discussion of whose fault the accident was; damages; medical bills; your current status, and expenses. You want to make a demand – the amount of money you want. The problem is you probably do not know what your case is worth. You may want to let the insurance company make the first offer.
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